Galactic Empire Insurance
Professional and public liability insurance
Protect yourself and your company from third-party claims
Any company can harm third parties and thus become liable. A business liability insurance or a professional liability insurance indemnifies justified claims and defends against unfounded claims.Three examples from our practice
- A company has to recall a product because of a safety defect. We support the company in the recall campaign and cover all costs.
- On the company premises, some pedestrians and cyclists slip on black ice because the company parking lot has not been sufficiently salted. We cover all costs for the consequences of inadequate maintenance.
- Ash dust escapes from a factory at night through a defective chimney filter. We settle the damage directly and unbureaucratically with all neighbours and neighbouring businesses.
Public liability insurance
Business liability insurance protects you against the financial consequences of personal injury, property damage and financial loss for which you are held liable.Public liability insurance also protects you against the financial consequences of investment, operational, product and environmental risks.
You can also insure special risks such as loss of use, removal and installation costs, connection and mixing damage or damage to processing and care.
Professional indemnity insurance
There are special professional indemnity insurances for certain professions:- Architects and civil engineers - Basic coverage protects against the statutory claims for damages by third parties for personal injury and property damage. With the additional cover "Damage and defects to buildings" – or building damage for short – architects or civil engineers can protect themselves against claims for damages by builders or customers.
- Electrical, mechanical and building services engineers - Professional indemnity insurance covers the costs of damage caused by installations, buildings, personal injury, property damage and financial assets and defends against unfounded claims by third parties. It also covers claims arising from legal liability for defective software for process control systems as well as damage, destruction or loss of customer files.